Is CIBIL Score and Credit Score Same According to Banks?

Many people often get confused and ask, “Is CIBIL Score and Credit Score Same?” While both are closely connected, they are not exactly the same. A credit score is a general term used to measure your creditworthiness, whereas a CIBIL score is a specific score issued by TransUnion CIBIL. Your repayment history, credit card usage, loan applications, and financial behaviour can affect these scores. Understanding the difference can help you manage your finances better and improve your chances of getting loans or credit cards approved with better interest rates and offers.

Read more: Is CIBIL Score and Credit Score Same



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